If you shop, cash out or travel the world, a Wise multi-currency account changes your life: you own and exchange more than 40 currencies at the real exchange rate, with no monthly fees. The only detail is that the physical card needs an address to receive it. This is where MDE comes in: we give you the European address (and the Spanish line) to open your account and receive your card wherever you are. Updated in July 2026.
What does Wise offer you?
- Free multi-currency account with more than 40 currencies at the real exchange rate.
- Free virtual card to pay instantly with Apple Pay or Google Pay.
- Physical card with a small one-time fee (about 9 USD/€) to pay and withdraw money in any country.
- No monthly fees: you only pay for what you use.
How to get your Wise card with MDE
- Register in MDE and get your European address and your Spanish line.
- Open your Wise account with those details (you can use our Wise link) and verify your identity.
- Order your physical card to your European address; we receive it and forward it to you.
- Use it around the world to buy, collect and travel at the real exchange rate.
Do you want to know more about banking in Europe without being a resident? Read our guide on how to open a bank account in Europe.
Frequently asked questions
Is the Wise account and card free?
Wise's multi-currency account and virtual card are free (you can use it instantly on Apple Pay or Google Pay). The physical card has a small one-time fee (about 9 USD/€, sometimes with promotions). There are no monthly fees.
Why do I need a European address for the Wise card?
Wise ships the physical card to a postal address and usually asks for a local number for verification. With MDE you get a address in Europe and a Spanish line, and we receive and forward your card to your country.
What is the Wise multi-currency account for?
You can hold and exchange more than 40 currencies at the real exchange rate, receive international payments, buy online in any currency and pay on your travels. It is also ideal for checking funds for a Working Holiday visa.
How do I open my Wise account?
Register with Wise with your European address and your Spanish line, verify your identity and request your card. You can get started with our Wise link.
Start today
Join MDE, get your address and your Spanish line and order your Wise card. 14 days money back guarantee. Doubts? Contact us.







